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本文是由零壹融資租賃研究中心翻譯整理自美國設(shè)備租賃和金融協(xié)會(ELFA)官方網(wǎng)站。
The Equipment Leasing and Finance Association's (ELFA) Monthly Leasing and Finance Index (MLFI-25), which reports economic activity from 25 companies representing a cross section of the$1 trillion equipment finance sector, showed their overall new business volume for April was $7.9 billion, up 8 percent year-over-year from new business volume in April 2016. Volume was down 11 percent month-to-month from $8.9 billion in March. Year to date, cumulative new business volume was up 5 percent compared to 2016.?
美國設(shè)備租賃和金融協(xié)會(ELFA)月度租賃和融資指數(shù)MLFI-25)反映了設(shè)備融資業(yè)務(wù)規(guī)模為10億美元的25家公司的經(jīng)濟(jì)活動。這25家公司4月份的新業(yè)務(wù)總量為79億美元,同比增長8%,環(huán)比下滑11%。2017年迄今為止,累計新業(yè)務(wù)量較2016年同期增長了5%。
Receivables over 30 days were 1.30 percent, down from 1.40 percent the previous month and up from 1.20 percent in the same period in 2016. Charge-offs were 0.38 percent, down from 0.68 percent the previous month, and up from 0.31 percent in the year-earlier period.?
2017年4月逾期超過30天的應(yīng)收賬款占比為1.3%,相比3月的1.4%略有下降,相比去年同期的1.2%有所上升。九月份的壞賬率為0.38%,相比8月的0.68%下降明顯,相比去年同期的0.31%有所增長。
Credit approvals totaled 75.9 percent in April, up from 74.5 percent in March. Total headcount for equipment finance companies was up 19.9 percent year over year, largely attributable to continued acquisition activity at an MLFI reporting company.?
4月份信貸審批率從3月的74.5%提高到75.9%。設(shè)備融資租賃公司總?cè)藬?shù)同比增長19.9%,主要是由于在MLFI報告中公司的持續(xù)收購活動。
Separately, the Equipment Leasing & Finance Foundation’s Monthly Confidence Index (MCI-EFI) for May is 63.2, easing from the April index of 65.8.
另外,設(shè)備租賃金融基金會5月份的月度信心指數(shù)(MCI-EFI)為63.2,較4月份的65.8指數(shù)有所回落。
ELFA President and CEO Ralph Petta said, “The start of the second quarter as reported by a representative sample of ELFA member companies was a relatively strong one, with new business volume increasing eight percent on a year-over-year basis. Whether this robust activity was the result of slightly rising interest rates or reflective of sound fundamentals in the U.S. economy is yet to be determined. What is known, however, is that the equipment finance business is off to a good start this year. Credit markets also appear to be performing well, as evidenced by lower delinquencies and charge-offs.”?
ELFA總裁兼首席執(zhí)行官拉爾夫·佩塔(Ralph Petta)表示:“ELFA成員公司的樣本數(shù)據(jù)顯示第二季度剛開始的發(fā)展勢頭是比較強(qiáng)勁的,新業(yè)務(wù)量同比增長了8%。這種穩(wěn)健的勢頭是由于美國利率略有上漲導(dǎo)致,還是反映了美國經(jīng)濟(jì)基礎(chǔ)良好,還不得而知。然而,眾所周知的是,設(shè)備金融業(yè)務(wù)今年將有所好轉(zhuǎn)。由于較低的違約率和壞賬率,信貸市場看起來表現(xiàn)良好?!?/p> Siemens Financial Services Commercial Finance North America CEO Gary Amos said,“A new generation of technological innovation and increased connectivity has many industries retaining positive optimism for new equipment leasing growth prospects. Credit approval ratings are still lagging behind last year's numbers, which could signal a rise in new customer applications and orders for 2017. Currently, volume for 2017 is up, and credit quality is becoming increasingly paramount. Economic trepidation overshadows the economy as the new presidential administration establishes its identity.”
西門子金融服務(wù)與商業(yè)金融北美首席執(zhí)行官加里·阿莫斯(Gary Amos)表示:“新一代的技術(shù)創(chuàng)新和連接性的增加使得許多行業(yè)對新設(shè)備租賃的增長前景保持樂觀態(tài)度。信貸評級仍然落后于去年的水平,這可能意味著2017年新客戶訂單的增長。目前,2017年的業(yè)務(wù)量在上升,信用質(zhì)量正變的越來越重要。隨著川普接任美國總統(tǒng),對未來經(jīng)濟(jì)的不安情緒正籠罩在市場上空?!?/span>?
MLFI-25新增業(yè)務(wù)量?
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逾期30天以上應(yīng)收賬款比例
平均壞賬率(以應(yīng)收賬款凈額為基數(shù))?
信貸審批通過比率?
雇員總?cè)藬?shù)變化率
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